--- title: How to read your pay stub description: Learn about what's being taken from our pay stub each month, why it's coming out and making smarter decisions on how to spend it. image: https://blog.ffbkc.com/hubfs/Projects/Blog/Hero%20Image/paystub-blog-hero.jpg --- - [Rates](https://www.ffbkc.com/rates/) - [Help](https://www.ffbkc.com/help/) - [About](https://www.ffbkc.com/about/) - [Careers](https://www.ffbkc.com/careers/) - [Contact](https://www.ffbkc.com/contact/) - [Locations](https://www.ffbkc.com/locations/) - Search [![First Federal Bank of Kansas City](https://blog.ffbkc.com/hubfs/raw_assets/public/First_Federal_Bank_July_2020/images/logo.svg "First Federal Bank of Kansas City")](https://www.ffbkc.com/) - Login - [Online banking](https://secure-firstfedbankkc.com/SignOn/Logon) - [Make a loan payment](https://paybill.com/consumer/?ClientId=FFBKC_Reg) - [Locations](https://www.ffbkc.com/locations/) - [Contact](https://www.ffbkc.com/contact/) - [Search](https://www.ffbkc.com/search/) - 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[Bank](https://www.ffbkc.com/bank/) - Column 1 - Bank - [Checking accounts](https://www.ffbkc.com/bank/checking/) - [Savings accounts](https://www.ffbkc.com/bank/savings-accounts/) - [CDs](https://www.ffbkc.com/bank/certificates-deposit/) - [IRAs](https://www.ffbkc.com/bank/individual-retirement-accounts/) - [Business accounts](https://www.ffbkc.com/bank/business-accounts/) - [Mobile & Online Banking](https://www.ffbkc.com/bank/mobile-online-banking/) - Learn more - [Rates](https://www.ffbkc.com/rates/) - [Statement Savings](https://www.ffbkc.com/bank/savings-accounts/statement-savings/) - Popular links - [Rates](https://www.ffbkc.com/rates/) - [First Free Checking](https://www.ffbkc.com/bank/checking/first-free/) - [First Savings Plus](https://www.ffbkc.com/bank/savings-accounts/first-savings-plus/) - [Premier Interest Checking](https://www.ffbkc.com/bank/checking/premier-interest/) - [Premier Money Market](https://www.ffbkc.com/bank/savings-accounts/premier-money-market/) - Column 2 - [Get info](https://www.ffbkc.com/bank/) - [Learn](https://www.ffbkc.com/learn/) - Column 1 - [Learn](https://www.ffbkc.com/learn/) - [Managing money](https://www.ffbkc.com/learn/managing-money/) - [Borrowing](https://www.ffbkc.com/learn/borrowing/) - [Saving](https://www.ffbkc.com/learn/saving/) - [Wellbeingville](https://www.ffbkc.com/wellbeingville/) - [Resources](https://www.ffbkc.com/resources/) - [Mortgage calculator](https://www.ffbkc.com/borrow/home-loans/mortgage-calculator/) - [Budget worksheet (PDF)](https://www.ffbkc.com/documents/58/FFB_BudgetWorksheet_Interactive.pdf) - [12 ways to save money](https://www.ffbkc.com/learn/saving/12-hacks-for-how-to-save-your-first-1000-and-still-have-fun/) - [Home loan glossary (PDF)](https://www.ffbkc.com/documents/44/FFB_HomeLoanGlossary.pdf) - Popular links - [Emergency-Proof](https://learn.ffbkc.com/emergency-proof-ebook/) - [Dominating Debt](https://learn.ffbkc.com/dominating-debt-ebook/) - [Borrowing Like a Boss](https://learn.ffbkc.com/borrowing-like-a-boss-ebook/) - [Mastering Money](https://learn.ffbkc.com/mastering-money-ebook/) - [Ruling Your Tomorrows](https://learn.ffbkc.com/ruling-your-tomorrows-ebook/) - Column 2 - [Learn more](https://learn.ffbkc.com/borrowing-like-a-boss-ebook/) - Mortgage Payment - About - Careers Apply Now - [Checking](https://forms.fivision.com/ffbkc/oa) - [Savings](https://forms.fivision.com/ffbkc/oa) - [Mortgage](https://apply.ffbkc.com/#/loan-officers/mortgageteam@ffbkc) - [Build a home](https://apply.ffbkc.com/#/loan-officers/chris.miller@ffbkc) - [Home equity line of credit](https://ffbkcconsumer.mymortgage-online.com/?loanapp&siteid=1639871384&workFlowId=29838) - [Auto loan](https://ffbkcconsumer.mymortgage-online.com/ConsumerApplications.html?loanapp&siteid=1639871384&workFlowId=32715) - [Personal loan](https://ffbkc.upstart.com/funding_form) Login - [Online banking](https://secure-firstfedbankkc.com/SignOn/Logon) - [Make a loan payment](https://paybill.com/consumer/?ClientId=FFBKC_Reg) × ##### Popular Searches Routing number: 301071592 [Loan Payment - As a Guest (fees may apply)](https://paybill.com/consumer/?ClientId=FFBKC) [Loan Payment - Registered User (free service)](https://paybill.com/consumer/?ClientId=FFBKC_Reg) [Locations](https://www.ffbkc.com/locations/) [Types of loans](https://www.ffbkc.com/borrow/) [Types of checking accounts](https://www.ffbkc.com/bank/checking/) [Pay an appraisal or questionnaire fee](https://payments.firstfederal.unipaydirect.com/customerinfo.aspx) # How to read your pay stub - [Home](https://www.ffbkc.com/) - [Wellbeingville](https://blog.ffbkc.com) - How to read your pay stub ## "What the heck, paycheck?" Payday is pretty sweet.  After all, we all love seeing money show up in our bank account. But have you ever looked at your paycheck and wondered why the amount that goes in the bank is so much less than the amount you earn?  Understanding how to read a paystub helps us better understand where our money goes. It also helps us make sure that we’re taking full advantage of a retirement savings program, or that we’re not having too much taken out for taxes.  Paystubs aren’t the easiest things to decode. That’s why we created a helpful video. Check it out below.   #### Download our Mobile Banking app [![Download the First Federal Mobile Banking for iPhone app on the App Store](https://blog.ffbkc.com/hubfs/raw_assets/public/First_Federal_Bank_July_2020/images/app_store.original.png)](https://itunes.apple.com/us/app/first-federal-mobile-banking-for-iphone/id905357916?mt=8) [![Get the First Federal Mobile Banking app on Google Play](https://blog.ffbkc.com/hubfs/raw_assets/public/First_Federal_Bank_July_2020/images/google_play.original.png)](https://play.google.com/store/apps/details?id=com.ffbok.mobile) ## Related Content - Routing Number: 301071592 - [816.241.7800](tel:8162417800) - P.O. 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